When can I take out my pillar 3a money?

Updated 3 weeks ago by Patrik Schaer

Usually, money in pillar 3a accounts is reserved for when you retire. 🔐👴

Extra rule

You can withdraw the money 5 years prior your retirement.

Other exceptions:
  • You leave Switzerland permanently
  • You need to repay existing mortgages
  • You buy property which is used by yourself
  • You start a business/found an enterprise (in Switzerland) 
  • You face the fate of disability
  • Death


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